Planning for retirement is an ongoing process. We’re here to help you every step of the way. There is no right or wrong time to start. We’ll help you make a plan based on how long you have until you retire. The first step is to see what’s possible. We help you clarify your goals and make a step-by-step plan. Take the first step towards peace of mind.

Basic Steps:

·       Envision your retirement

·       Open an account

·       Review global holdings

·       Establish a measurable plan

·       Create a lifetime income stream

Retirement Income Planning

We work with clients nearing retirement to ensure they feel prepared to manage their lives independently. We look at your net assets, what your needs will be, and together we create an income strategy to provide cash flow and meet future expenses. Calculating future needs includes essentials such as housing and transportation; it should also include life’s pleasures like hobbies and travel. Effective strategies balance continued growth with income generation and, where possible, shelter funds from taxes.

The Power of Setting Goals

Once you know where you’re going, you can plan the most efficient route. The first step in any financial planning process is identifying and quantifying savings goals. Some goals, like retirement and having emergency savings are universal. Others are unique and personal. And goals can change over time. When they do, your Dalton Hogarth advisor can adjust your plans.

You know you want to improve your financial situation. You might think of this as feeling financially secure, knowing your family is looked after, or getting to a point where you can relax and enjoy yourself. But if you investigate this vision a little more, what specific goals do you see being met?

Your savings goals are these specifics. Even if they still seem vague or distant, it’s helpful to give them names and envision all possible details. Once you know where you want to go, we’ll get you there.

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